A Rare Legal Specialty in Ohio

Most personal injury attorneys don't handle pension cases. Most workers' compensation attorneys don't understand the intricacies of Ohio's public retirement systems. Terry W. Posey brings decades of hard-won knowledge representing Ohio public employees in their fights for disability retirement benefits and pension disputes.

This expertise matters because Ohio's pension systems have their own rules, procedures, medical standards, and administrative processes that differ significantly from Social Security disability or workers' compensation. You need an attorney who has successfully navigated these systems many times before.

Why This Expertise Is Rare

  • Each Ohio pension system has unique laws, regulations, and procedures
  • Medical documentation requirements are highly specific and technical
  • Administrative hearings have different rules than court trials
  • The definition of "disability" varies between systems
  • Strategic knowledge is gained only through years of practice
  • Appeals processes are complex and time-sensitive

Ohio Pension Systems We Serve

Terry W. Posey has extensive experience with all five major Ohio public pension funds, representing teachers, school employees, state and local government workers, police officers, firefighters, and highway patrol officers.

OPERS

Ohio Public Employees Retirement System

Serving state, local government, and political subdivision employees. We handle disability applications, benefit calculations, and appeals for this largest state pension system.

STRS

State Teachers Retirement System of Ohio

Representing Ohio teachers and education professionals in disability retirement claims, survivor benefits, and pension disputes. We understand the unique demands educators face.

SERS

School Employees Retirement System

Advocating for non-teaching school employees—bus drivers, cafeteria workers, custodians, and support staff—in their disability and benefit claims.

OP&F

Ohio Police & Fire Pension Fund

Specialized representation for police officers and firefighters seeking disability benefits due to line-of-duty injuries or occupational diseases.

HPRS

Highway Patrol Retirement System

Representing Ohio State Highway Patrol officers in disability retirement applications and benefit disputes unique to this specialized system.

Types of Pension Cases We Handle

Disability Retirement Applications

If you're unable to continue working due to a physical or mental disability, you may be entitled to disability retirement benefits. However, getting your application approved requires:

  • Meeting strict medical documentation requirements
  • Proving you cannot perform your job duties
  • Providing comprehensive physician statements
  • Understanding system-specific disability definitions
  • Navigating complex application procedures

We guide you through every step, work with your doctors to ensure proper documentation, and present the strongest possible case to the pension board.

Disability Retirement Appeals

If your disability application has been denied, you have the right to appeal. The appeals process is time-sensitive and technical. We have extensive experience:

  • Requesting administrative hearings
  • Presenting medical evidence to hearing officers
  • Cross-examining pension system medical examiners
  • Challenging unfavorable medical opinions
  • Building comprehensive appeals records
  • Pursuing judicial appeals when necessary

Survivor Benefit Claims

When a pension member dies, their spouse or dependents may be entitled to survivor benefits. We help families:

  • Apply for survivor benefits correctly
  • Challenge denials of survivor benefits
  • Resolve beneficiary designation disputes
  • Ensure proper benefit payments
  • Appeal unfavorable decisions

The Value of Experience

After decades of representing Ohio public employees in pension cases, Terry W. Posey has developed:

  • System Knowledge: Deep understanding of how each pension system operates internally
  • Medical Expertise: Knowledge of what medical evidence each system requires and accepts
  • Strategic Insight: Understanding when to settle, when to appeal, and how to position your case
  • Procedural Mastery: Familiarity with administrative hearing processes and judicial appeals
  • Professional Relationships: Working knowledge of pension board procedures and decision-making
  • Proven Results: A track record of securing benefits for clients throughout Ohio

Common Reasons for Disability Denials

Understanding why applications get denied helps us build stronger cases from the start:

Insufficient Medical Evidence

The most common reason. Physicians often don't provide the detailed functional limitations analysis required.

Incomplete Applications

Missing forms, unsigned documents, or incomplete medical records lead to denials.

Inadequate Doctor Support

Doctors unfamiliar with pension system requirements may provide insufficient documentation.

Failure to Meet Definition

Not proving you meet the specific disability definition for your pension system.

We help you avoid these pitfalls by guiding the process from the beginning.

Our Pension Law Process

1

Initial Consultation

We review your situation, medical condition, employment history, and pension system. We explain your rights and assess your case's strength.

2

Medical Documentation

We work closely with your physicians to ensure they provide the comprehensive medical evidence required by your pension system.

3

Application or Appeal Preparation

We prepare and file your complete application or appeal with all necessary supporting documentation.

4

Administrative Hearing

If necessary, we represent you at administrative hearings, present evidence, examine witnesses, and argue your case.

5

Appeals (If Necessary)

If the administrative decision is unfavorable, we can pursue judicial appeals through Ohio's court system.

6

Benefit Award

Once approved, we ensure you receive the correct benefits and address any implementation issues.

Time Is Critical: Pension applications and appeals have strict deadlines. Don't wait—contact us as soon as you're considering disability retirement or if you've received a denial.